Paige Maul MA, RPT, is a new instructor at West Virginia Junior College Bridgeport, beginning her career in September 2021.
Paige started as an adjunct instructor in the Medical Billing/Administration and Clinical Medical Assistant programs. She has proven her knowledge and experience to be an asset to the WVJC Bridgeport campus. She has recently accepted an offer to take over as the Traditional Medical Program Director in November. She is incredibly proud to take over this position and is overly excited about the opportunity. Paige, hopes are to bring new ideas to the table and continue offering the one-on-one attention students at WVJC Bridgeport need and deserve.
Paige graduated from Fairmont State University in 2018 with her degree in Health Science, with minors in Phlebotomy, Electrocardiogram & Lab Assisting. Her passion is in phlebotomy and the challenge that comes with every patient. Before working at WVJC, she worked for Stonewall Jackson Memorial Hospital & WVU Medicine. She attributes her professional ethics to Angela Cedeno at SJMH & Vanessa Richter at WVU Medicine.
Ms. Maul enjoys site seeing/traveling with her boyfriend, Eric Bowles, painting, photography, and writing poetry in her free time. Some of her favorite artists/writers are Vincent Van Gogh, Claude Monet, Amanda Gorman, and Robert Frost. She is an advocate for mental health in the medical field. She states she can never stress enough to her students how important it truly is. She has overcome mental health issues herself and wants her students to understand it is possible to overcome these challenges because, at the end of the day, that is all they are, challenges, which can always be beat. One of her favorite quotes from Amanda Gorman and her book “The Hill We Climb” is,
“There is always light if only we’re brave enough to see it. If only we’re brave enough to be it.”
Ms. Maul states she loves WVJC’s programs because of their flexibility and versatility. College clicks for most people when you realize the best parts and can branch into things that ultimately interest you in your future career. Being able to find these interests are very achievable here at WVJC.
If you are interested in learning more about our programs at WVJC, request information here!
They say an ounce of prevention is worth a pound of cure. What they don’t tell you is that the “simple task” can often be perceived as the most difficult. The “simple task” on the docket today…. a budget.
Now, before you click the “x” in the upper right-hand corner of your screen, as you would an advertisement for car insurance, give the next few paragraphs a chance. You might find a useful nugget or two to make your life a little easier. It is not the task of budgeting that is difficult, but being honest with yourself AND holding yourself accountable can be difficult. In this blog, you will find some helpful and realistic hints that may make your financial life a bit easier to navigate.
We tend to make budgeting out to be this task that weighs us down, holds us back, and nags at us like a sore muscle. However, it is really a simple task intended to make our future-selves thank our past-selves. So the question is, how do you make your future-self thank you, without draining more time and resources than your present-self needs to?
Thanks to the many apps for your cell phone (and any other device), along with some honest pre-work, a budget can be a fairly easy thing to get started.
Step 1: Take a look at what you bring home, and what you have to pay.
This is the scary part for many. It can be intimidating to look at how/where we spend our money. However, in order to have a starting point, this has to be done. The key is not to make it harder than it has to be. Start with the income that you have, after taxes, for a one month period. Then gather up ALL of your bills and start calculating. This is designed to be a guide so do not dive too deep here. According to studentaid.gov, you should overestimate your expenses and underestimate your income.
Step 2: Determining needs and wants
The purpose of this is to look ahead. Sure, that beach trip you want to take sounds fun but is it feasible? If it really is, you can create a monthly saving plan to get you there. On the other side of that coin, we need our utilities and healthcare maintenance items. Healthcare maintenance items could still require planning, but are definitely a need. This step can also begin to determine if some of your expenses are as important to you as you thought they were. Sure, you wanted to see the final season of “Game of Thrones,” but do you still need the monthly expense of the premium app/channel on your television?
Step 3: Create your monthly budget
Believe it or not, you are almost done! You are aware of your income and expenses, you have determined what the must haves are, and what you would like to have. Now put all of that together into a monthly plan that you are comfortable with following.
Step 4: Get an App to help you keep track
All you need is your cell phone! Some apps are better than others, but they all have the ability to give you some idea of where your money is going. Find common ones in the app store, and seek out the ratings and reviews. Try a couple on your own and see what works for you!
Step 5: Live it out for a couple of months
Up until now, this is all pencil and paper, and an app…simple ideas. Take a month or two and put those ideas to practice to make sure that what you expected to happen is ACTUALLY happening. Revisit the budget to see if it is holding up to the expectations. Most importantly, don’t be surprised if it didn’t quite work out like you thought. Adjust it with any changes in income and expenses, re-evaluating needs and wants along the way. Also, look to see if you saved any money through your plan. Did skipping the fancy coffee on Tuesday translate into more money…or did it get spent on something else. These little items can make a big difference!
Step 6: Now that you have this short-term stuff down, take a crack at a longer term goal.
Once your budget has become a habit, and you are committed to it, you may be surprised to find spare change laying around. This is the moment that you can begin looking at your wants list and create a goal for yourself. Still regretting not taking the trip to the beach? How long would you have to save up the extra money you have saved via your budget? Want to build up a savings account? Build a long-term plan that makes sense in your budget, and stick to it. Pay yourself like any other bill. Who knows, you may surprise yourself.
If you have made it this far, we hope that you have learned something. Even if it is just that those side effects are a little easier to avoid than you thought!
For more information on building a better future for yourself, check out WVJC’s career focused programs, by clicking here!
Aaron Settle, known to his students as Mr. Settle, is an adjunct teacher at West Virginia Junior College Charleston, where he teaches general education and medical courses. He chose to work at WVJC because he wanted the opportunity to stay engaged with the medical community while helping students who are pursuing careers in the medical field. “Once I started teaching at WVJC, my reasons became much more meaningful. I truly enjoy the difference I believe I make in many of the students’ lives as they work toward their degree and certification goals. The students are certainly my favorite part about working at WVJC. There is nothing more enjoyable as a teacher than seeing students move from nervous new students to confident and educated graduates.”
Although he enjoys where he is right now, Mr. Settle says he still has plenty of personal and professional goals to meet. “Each day I see what I am doing, and the quality in which it is done, as part of my path to reach my next goal. If there is something I am doing personally or professionally that I believe is no longer serving the purpose of preparing me for my future goals, I quickly readjust so that I am constantly becoming better at what I am doing so I can achieve my next goal.
Want to know something interesting about Mr. Settle?
-He held the Teenage Division 198lb weight class WV Powerlifting Record for the Bench Press from 1991-2003. He loves bowling. He bowled a 300 game in 1997.
-He dreamed of making in on the PBA tour, but never held a high enough league average or won the appropriate number of tournaments. He hasn’t bowled in a league since 2008.
-His dream job is to be a stand-up comedian, (and actually be able to make a living doing it.)